Apartment Owner Finance

Is it time to refurbish your apartment?

The short term letting market in Australia is very competitive. new properties are constantly under construction which drives up the overall standard and consumer expectations. In addition to this, negative reviews about ‘tried and dated’ properties can have a huge impact on occupancy levels and the daily rate a property can achieve.

Regular refurbishments can ensure that a property remains relevant in a crowded market, although they do come at an expense. The cost involved can sometimes be prohibitive for some lots owners and therefore the upgrades never happen. The property becomes inferior to other sin the market, the average daily rate and occupancy levels decline, and they yield delivered to owners diminishes.

Our Funding Solutions

CFI Accommodation Finance have a funding solution specifically for apartments that are available for short term letting. 

CFI Accommodation Finance have a funding solution specifically for apartments that are available for short term letting. This finance product enables you, the lot owner, to upgrade your property without having to part with your hard earned capital. Instead, repayments are deducted from the letting income collected by the manager. 

The funding process is simple and fast! It only takes ten minutes to complete an online application and our friendly staff will manage the rest of the process for you. A refurbished property will often generate higher occupancy rates, higher daily rates and deliver a better return for you, the owner.

CFI Accommodation Finance can fund most refurbishment costs including furniture, soft furnishings, mattresses, carpet, window coverings, painting, TVs, Wifi and other technology. We can also fund bathroom, kitchen and laundry upgrades.

You don;t need to worry about managing the finance repayments. Your manager that currently collects the distributes the letting income will make the repayments to us on your behalf. This is done by deducting the monthly repayment amount from the letting income that is paid to you. 

The finance term is four years with nothing owing at the end. Also note that the manager does not receive any commission or financial benefit in any form from CFI Accommodation Finance. They are helping to facilitate the finance because they also benefit from a newly refurbished property that can achieve a higher rate and occupancy. 

The Funding Process

The funding process is simple and fast. It only takes ten minutes to complete an online application and our friendly staff will manage the rest of the process for you.


Step One

Apply online with CFI Accommodation Finance. Our easy application takes 10 minutes.


Step Two

The supplier/s will provide us with a tax invoice for the equipment and furniture.


Step Three

We will issue you with a contract for singing.


Step Four

Suppliers are paid and your equipment and furniture is delivered.

Get started on your refurbishment project today!

Why choose us to fund your apartment upgrade?

CFI Accommodation Finance offer a tailored funding solution for management rights owners with unique benefits to suit the apartment owners. 


Accommodation Finance Australia offers competitive rates with simple, manageble and low weekly repayments.


Apply in minutes using our simple Online Application Form and in most cases we can have you approved within 48 hours.


A refurbished property will often generate higher occupanyc rates, higher daily rates, and deliver a better return for you as the owner.


With Accommodation Finance Australia's management rights funding solution, at the end of your four year term there is nothing left owing.


Save your hard earned capital to invest in marketing and business growth activities, don't waste it on depreciating assets.


The friendly Accommodation Finance Australia team is here to assist when it suits you, with 24/7 customer service.

My experience with CFI Accommodation Finance was brilliant. The team offered expert advice backed by industry experience and communicated in a kind, courteous and respectful manner. Accommodation Finance Australia's finance options delivered on exactly what we were looking for, and allowed us to move forward after a poor experience with our bank. I would definitely recommend CFI Accommodation Finance to anyone in the industry who is seeking quick and simple access to funds to upgrade or refurbish their property.
David Pratt - Best Western Southgate Motel

What you should have to be application ready?

Being preparedis an important part of any finance application, below is a list of items you should have on hand to be application ready.

For loans under $50,000

For loans of over $50,000

Each application is assessed on a case by case basis, requirements may vary.

Ready to Apply? Get started today!

Frequently Asked Questions

Here are answers to our most common questions, however if you have any different queries or want more information, you can always talk to one of our friendly team members.

The Application Process

How Do I Apply?

Simply complete our easy Online Application Form.

How Soon Can I Get Finance?

In most cases, CFI Accommodation Finance can give pre-approval within 24 hours of receiving your application.

What Can I Fund with CFI Accommodation Finance?

CFI Accommodation Finance can fund any assets relevant to your hotel & accommodation business. This ranges from serialised assets, non-serialised assets and custom built equipment. We can also fund full fit-outs and refurbishments.

Some examples of what we can fund include:

– Room Refurbishments

– Bedding & Soft Furnishings Upgrades

– Bathroom & Amenities Upgrades

– Restaurant & Dining Upgrades

– Technology & Software Upgrades

– Branding & Signage Requirements

– Change of Ownership & Re-Sale Requirements

The Payment Process

How Do I Pay The Contract Repayments?

CFI Accommodation Finance contracts will include a Direct Debit Authority for you to complete. This allows for the electronic transfer of your repayments, from a bank account of your choice.

How Do I Change The Bank Account The Direct Debit Comes From?

You will need to complete a new Direct Debit Authority. Call our customer service team on 1300 659 675 and we will send you a new direct debit authority for electronic signing. 

Equipment Related Questions

Who Maintains My Equipment?

The ongoing service, maintenance and repair of the items and equipment in the contract is your responsibility. Don’t forget that all new equipment comes with a manufacturers warranty for a minimum of 12 months.

Who Do I Call If My Equipment Breaks Down?

If your equipment happens to break down, you should immediately contact the equipment supplier and check whether the warranty is still valid. If your equipment supplier is unable to assist, please contact our team and we can aid in referring you to a repairer.

Contract Related Questions

What Do I Do At The End Of My Contract Term?

If your contract is an operating lease or a rental agreement, CFI Accommodation Finance will email you about one month before the end of your contract term to provide you with the options available to you.

If your contract is a chattel mortgage or business loan, then your agreement will simply terminate at the end of the contract term.

If you would like to discuss your options sooner, please call our friendly Customer Service team on 1300 659 676.

I Have Lost My Contract, How Do I Get Another copy?

Not to worry, simply call our friendly customer service team on 1300 659 676 and they can assist you in this matter.