Resident Manager Finance

Are you looking for a management rights funding solution?

The short term letting market in Australia is very competitive. New properties are constantly under construction which drives up the overall standard and consumer expectations. In addition to this, online review platforms are influencing consumer decision making. Negative reviews about ‘tired and dated’ properties can have a huge impact on occupancy levels and the average daily rate a property can achieve.

Regular property refurbishments ensure that a property remains relevant in a crowded market. However, they do come at an expense. The cost involved can sometimes be prohibitive for some lot owners and therefore the upgrades never happen. The property becomes inferior to others in the market, the average daily rate and occupancy levels continue to decline, and the yield delivered to both manager and lot owner diminishes.

Our Funding Solutions

CFI Accommodation Finance have a funding solution specifically for apartments that are available for short term letting. 

CFI Accommodation Finance have a funding solution specifically for apartments that are available for shortterm letting. The finance product enable slot owners to upgrade their property without having to part with their hard earned capital. Instead, repayments are deducted from the letting income collected by the manager.

The approval process is fast and the information required from the lot owners is minimal. This solution enables managers to forge ahead with the project without unnecessary delays that are normally encountered when waiting for lot owners to consult their bank manager or redraw against their home loan. Our simplified approach will significantly increase the uptake rate, remove the affordability argument and allow you to maintain momentum on the project. 

A refurbished property will often generate higher occupancy rates, higher daily rates and deliver sa better return for both the manager and the lot owner.

You will be appointed as our “agent” which enables you to:

   a) Communicate the funding offer to the lot owners

   b) Collect finance applications and identification (if required)

As part of the document pack issued to the lot owner, theys ign a deed instructing you (the Manager) to pay us (the Financier) the monthly repayment amount from the letting income collected. The repayment amount is then direct debited by us on a monthly basis from the bank account that is controlled by the manager. 

The finance term is four years and at the end of that term there is nothing further to pay and the monthly direct debits would cease. 

We can provide funding to lot owners when the partment is being used purely for short term letting. Lots can be owned by individuals, companies, trusts or SMSFs.

We can fund most refurbishment costs including furniture, soft furnishings, mattresses, window coverings, carpet, painting, TVs, Wifi and other technology. We can also fund bathroom, kitchen and laundry upgrades. When funding apartments owned by individuals, a maximum of 45% of the funding can be attributed to ‘non-removable” items such as bathrooms & kitchens. 

If an apartment is removed from the letting pool, then you (the Manager) would advise us so that we can cease the direct debit on that apartment. We can then liaise directly with the lot owners to alternate payments arrangements. 

The Funding Process

The funding process is simple and fast. Our online agent application process is straightforward, and our friendly team will help manage the rest of the process with you.


Step One

Apply online to become an agent with CFI Accommodation Finance.


Step Two

Once approved, communicate the funding offer to the lot owners.


Step Three

Collect finance application and identification (if required – the process is usually completed online).


Step Four

Once lot owners are approved, suppliers are paid and their equipment and furniture is delivered.

As part of the document pack issued to the lot owner, they sign a deed instruction you (the Manager) to pay us (the Financier) the monthly repayment amount from the letting income collected. The repayment amount is then direct debited by us on a monthly basis from the bank account that is controlled by the manager.

Get started on your refurbishment project today!

Why choose us to fund your apartment upgrade?

CFI Accommodation Finance offer a tailored funding solution for management rights owners with unique benefits to suit the apartment owners. 


CFI Accommodation Finance offers competitive rates with simple, manageble and low weekly repayments.


Apply in minutes using our simple Online Application Form and in most cases we can have you approved within 48 hours.


A refurbished property will often generate higher occupanyc rates, higher daily rates, and deliver a better return for you as the owner.


With CFI Accommodation Finance management rights funding solution, at the end of your four year term there is nothing left owing.


Save your hard earned capital to invest in marketing and business growth activities, don't waste it on depreciating assets.


The friendly CFI Accommodation Finance team is here to assist when it suits you, with 24/7 customer service.

My experience with CFI Accommodation Finance was brilliant. The team offered expert advice backed by industry experience and communicated in a kind, courteous and respectful manner. Accommodation Finance Australia's finance options delivered on exactly what we were looking for, and allowed us to move forward after a poor experience with our bank. I would definitely recommend CFI Accommodation Finance to anyone in the industry who is seeking quick and simple access to funds to upgrade or refurbish their property.
David Pratt - Best Western Southgate Motel

What you should have to be application ready?

Our online Agent Application is a simple process, but there are a few pieces of key information you should have on hand.

Each application is assessed on a case by case basis, requirements may vary.

Ready to become an agent? Get started today!

Frequently Asked Questions

Here are answers to our most common questions, however if you have any different queries or want more information, you can always talk to one of our friendly team members.

The Application Process

How Do I Apply?

Simply complete our easy Online Application Form.

How Soon Can I Get Finance?

In most cases, CFI Accommodation Finance can give pre-approval within 24 hours of receiving your application.

What Can I Fund with CFI Accommodation Finance?

CFI Accommodation Finance can fund any assets relevant to your hotel & accommodation business. This ranges from serialised assets, non-serialised assets and custom built equipment. We can also fund full fit-outs and refurbishments.

Some examples of what we can fund include:

– Room Refurbishments

– Bedding & Soft Furnishings Upgrades

– Bathroom & Amenities Upgrades

– Restaurant & Dining Upgrades

– Technology & Software Upgrades

– Branding & Signage Requirements

– Change of Ownership & Re-Sale Requirements

The Payment Process

How Do I Pay The Contract Repayments?

CFI Accommodation Finance contracts will include a Direct Debit Authority for you to complete. This allows for the electronic transfer of your repayments, from a bank account of your choice.

How Do I Change The Bank Account The Direct Debit Comes From?

You will need to complete a new Direct Debit Authority. Call us on 1300 659 676 and we will email you a new direct debit authority for electronic signing. 

Equipment Related Questions

Who Maintains My Equipment?

The ongoing service, maintenance and repair of the items and equipment in the contract is your responsibility. Don’t forget that all new equipment comes with a manufacturers warranty for a minimum of 12 months.

Who Do I Call If My Equipment Breaks Down?

If your equipment happens to break down, you should immediately contact the equipment supplier and check whether the warranty is still valid. If your equipment supplier is unable to assist, please contact our team and we can aid in referring you to a repairer.

Contract Related Questions

What Do I Do At The End Of My Contract Term?

If your contract is an operating lease or a rental agreement, CFI Accommodation Finance will email you about one month before the end of your contract term to provide you with the options available to you.

If your contract is a chattel mortgage or business loan, then your agreement will simply terminate at the end of the contract term.

If you would like to discuss your options sooner, please call our friendly Customer Service team on 1300 659 676.

I Have Lost My Contract, How Do I Get Another copy?

Not to worry, simply call our friendly customer service team on 1300 659 676 and they can assist you in this matter.